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Decide-in essential. Account have to have Preliminary eligible immediate deposits, needs to be in fantastic standing and read more have an activated chip-enabled debit card to opt-in. Ongoing qualified immediate deposits along with other criteria apply to keep up eligibility for overdraft defense. Only debit card purchase transactions are qualified for overdraft protection and overdrafts are paid out at our discretion. We reserve the right to not pay out overdrafts. Such as, we may well not pay overdrafts Should the account is not in excellent standing, or is just not obtaining ongoing qualified direct deposits, or has too many overdrafts.